Articles by George Vogl
What Is The Difference Between A Bankruptcy Discharge And Dismissal?
Published on July 27, 2026
This is very simple in concept and in practice. A bankruptcy discharge bars creditors who are subject to the discharge from ever taking any collection action against the individual who…
Can I File Bankruptcy Again If My Last Case Was Dismissed?
Published on July 24, 2026
So long as the court did not enter an order barring you from filing a new case, then you are free to file another case after your prior case was…
What Happens If I Forget To List A Creditor In My Bankruptcy?
Published on July 23, 2026
The Bankruptcy Code requires that all creditors be included in the bankruptcy petition and be provided notice of the bankruptcy filing. That said, mistakes happen and creditors do get missed.…
Can I File Bankruptcy If My Spouse Doesn’t Want To?
Published on July 22, 2026
Yes. Filing for bankruptcy is an individual decision and you can file without including your spouse in the case. Your spouse will still be required to provide some information for…
How Does Bankruptcy Affect My Ex-Spouse’s Credit If We Had Joint Accounts?
Published on July 21, 2026
A bankruptcy discharge will always have a negative impact on a joint debtor, even if the joint debtor does not file for bankruptcy protection themselves. Their credit report will be…
Can Bankruptcy Remove A Joint Debt From A Divorce Decree?
Published on July 20, 2026
Bankruptcy can remove personal liability to the creditor for a debt assigned to the filing party in the divorce decree, however the debtor may still remain liable to their ex-spouse. …
What Happens If I File Bankruptcy During Or After A Divorce?
Published on July 17, 2026
There is an old adage in bankruptcy, “divorce your debts before you divorce each other”. The reasoning behind this is that jointly held debt is often a point of contention…
Can Bankruptcy Eliminate Child Support Or Alimony Arrears?
Published on July 13, 2026
No. Child support, spousal support and alimony are provided special treatment under the Bankruptcy Code and are not discharged at the end of the case. You can, however, pay off…
Are There Monthly Expenses That Are Not Allowed In Bankruptcy?
Published on July 10, 2026
Absolutely. The Bankruptcy Code was built to compare your average monthly income to the expenses that you incur that are reasonable and necessary. Including expenses in your budget that are…
What Happens If My Income Changes During My Bankruptcy?
Published on July 9, 2026
Any changes in income have to be disclosed to the court, usually by amending your bankruptcy petition, as soon as possible. In Chapter 7, a change in income will only…